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The landscape concerning same-sex relationships is changing. It is vital for lawyers to stay on top of these changes. Attorneys who represent lesbian and gay clients must provide creative estate planning that protects both parties, their children and their future.

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THE FOUR LAWS OF DEBT FREE PROSPERITY (Now order the New Edition by going to our new book title The 4 Laws of Financial Prosperity. Same great book, updated version and new cover.) Inspired by actual occurrences, this entertaining and captivating book shows that how much a person earns isn't nearly as important in achieving financial security as most people think-that nearly anyone, on any income, can achieve debt-free prosperity by applying the four laws in the story. Inspired by a true story . . . you will discover four basic laws that will change your life. Simple principles . . . learn how to implement the powerful core principles that financially successful people understand and live by to eliminate debt and accumulate wealth. Change your financial life . . . anyone on any income can become debt-free and achieve financial independence by applying the principles from this book. Thousands have bought for family members and friends! Over one hundred thousand copies sold worldwide!

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It takes only a few high-quality stocks for a stock portfolio to make the big money. Finding winning stocks is a skill that any serious investor can learn, says Fred Kobrick, veteran stock picker and legendary mutual-fund manager. In The Big Money, Kobrick draws on a lifetime of investing experience to show how he identified four qualities that reliably predict which companies will thrive and grow, producing outsize stock returns. Kobrick explains how the four qualities of winning companies -- business model, assumptions, strategy, and management (known collectively as BASM) -- are a touchstone for successful investors. They are the key to repeatability, the ability to keep producing success. BASM is important for blue-chip and young companies alike. Once investors have identified companies with great potential, Kobrick shows them how to use his Seven Steps to financial success to manage their portfolios. All of these principles are embedded in Kobrick's insightful and often entertaining anecdotes. The Big Money is a book no serious investor can afford to be without.

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It takes only a few high-quality stocks for a stock portfolio to make the big money. Finding winning stocks is a skill that any serious investor can learn, says Fred Kobrick, veteran stock picker and legendary mutual-fund manager. In The Big Money, Kobrick draws on a lifetime of investing experience to show how he identified four qualities that reliably predict which companies will thrive and grow, producing outsize stock returns. Kobrick explains how the four qualities of winning companies -- business model, assumptions, strategy, and management (known collectively as BASM) -- are a touchstone for successful investors. They are the key to repeatability, the ability to keep producing success. BASM is important for blue-chip and young companies alike. Once investors have identified companies with great potential, Kobrick shows them how to use his Seven Steps to financial success to manage their portfolios. All of these principles are embedded in Kobrick's insightful and often entertaining anecdotes. The Big Money is a book no serious investor can afford to be without.

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The success stories speak for themselves in this audio book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health. Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!" The Total Money Makeover isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you.

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What grade would you give your parents for how well they prepared you to manage your finances? What grade will your kids give you someday? At best you have 18 years to teach your kids how to manage money skillfully. So how do you accomplish this overwhelming challenge? Don't panic! Everything you need to get the job done is right here in this book. Think it's too late to debt-proof your kids? It's only too late if you don't start NOW!
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In this entertaining chronicle, Nocera illuminates how the vision and ambition of pioneers like Charles Merrill, Gerry Tsai, Dee Hock, and Peter Lynch reshaped the American economy and brought the rewards--and risks--of financial opportunity to the middle class for the first time in history.

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Despite trillions of dollars spent and the development of welfare programs, poverty has actually gotten much worse. Nationally, 30% of black families live below the poverty line, an increase of 20% since 1969. Lee Jenkins knows that poverty is not corrected by a redistribution of wealth, but by the transformation of people. In his new book, he offers readers comprehensive strategies for setting goals in the areas of family, faith, friends, finances, and fitness.

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Being a good consumer is not only about money, says Michael Finney, it's also about awareness and fairness. Good consumers are concerned about what is fair, for others as well as themselves. Backed by 25 years of experience in the field, Finney shows how to balance these factors, while he dives into the details of educated consuming. Here is clear, authoritative advice on how to get a luxury hotel room for the price of a roadside motel; how to negotiate effectively; what to look for in an insurance policy; where to get the best deals on consumer electronics, technology, and cars; what to know about savings and investing; how to write an effective complaint letter; and much more. This easy-to-read guide through the maze of consumer affairs includes dozens of firsthand stories about the author and the consumers he has helped over the years.

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Freeing yourself from debt is easier than you think! Take it from Stacy Johnson. As creator of the hugely successful Money Talks television news series, Johnson has helped millions of people get out of debt, achieve enduring financial freedom, and earn big from wise investments. Now it's your turn. In this focused, practical, and inspiring new book, Johnson shares the secrets of his amazing program that will win you financial freedom in just seven days.
Strange but true, financial freedom has almost nothing to do with how much you make or what you know about high finance. It all comes down to three basic principles: get rid of the debt that is shackling you, learn to live below your means, and start investing sensibly and consistently. In Life or Debt, Johnson spells out exactly how to accomplish these goals in a step-by-step plan that covers
* How to calculate what you really earn, where your money goes, and how you can quickly convert debts to investments * How to quit "working" for credit card companies and mortgage holders by reducing (or eliminating) your debt now * Why you're actually paying three times the sale price of the items you buy --and how to stop * How to work out a simple budget that provides ample money for what you need and cuts out unnecessary expenses * How to melt away that mountain of debt by prioritizing which debts should be paid off first and at what rate * The secrets of investing wisely and with minimum risk * 205 ways to save money--it really does add up!
Destroying debt does not mean radically changing your lifestyle or giving up the things you love. It does mean taking charge of your financial freedom and making sure the money you earn goes to the things you care about. The power to live without debt is yours--let Stacy Johnson and this revolutionary new book help you unleash it now!
From the Hardcover edition.

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